Insurance - Council Housing
If you lost your telly, would your landlord replace it?
More than likely ... NO!
When a house or a flat is rented from a Local
Authority, a Housing Association or a private landlord, it is
sometimes assumed - wrongly
- that the landlord will have an insurance
policy covering loss or damage to personal
property.
Your landlord is responsible for insuring the
building you live in but not your contents.
You, as the tenant are responsible for insuring your belongings
against theft, fire flood and other potential damage.
Is home contents insurance worth it?
YES, we think so.
No one really likes paying insurance premiums
until, in situations like flood, fire or theft,
it becomes very worthwhile. If you take a moment to work
out how much it would cost to replace every item in each of
your rooms, you'll find that it soon mounts up.
It's likely that you'll have taken quite a while to
accumulate all the items you own; the things you like to have and
the things you have to have. Imagine if you had to replace
some, or even all of them - in one go. It's not a thought
anyone likes to have and hopefully it won't happen...but
it just might.
Making sure that you are covered with a suitable home
contents insurance policy means that you don't have to think about
it too much.
Perth & Kinross Council has arranged an insurance
scheme for its tenants with Royal & Sun
Alliance. It offers low cost peace of mind as well
as easy weekly payments.
Participation in this scheme is not an official
requirement but we strongly suggest that all our tenants have
some form of contents insurance.
For more details about the Royal & Sun
Alliance scheme, collect a leaflet from your local office or
call 08457 337788.
