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Employment benefits - Perth and Kinross Credit Union

Perth and Kinross Credit Union is a financial co-operative owned and controlled by its members. It is open to everyone living, working or studying in the Perth and Kinross local authority area.‚Äč

  • It is a "not-for-profit" organisation run by its members
  • It aims to help members towards financial security by providing savings accounts and loans at competitive interest rates

Benefits of joining and saving through payroll deductions

Opportunity to save alongside loan repayments, increasing the amount you may borrow in the future

  • No arrangement fees and low interest rates
  • Free life insurance on your loan
  • Saving is easy, save as little or as much as you like
  • It is quick and easy to set up
  • Pay in cash at the office, post a cheque, pay by standing order
  • For our employees, Perth and Kinross Credit Union will set up a payroll deduction with the Council

Rather than paying interest on your savings, credit unions pay an annual dividend to members depending on the financial performance of the business. 

Perth and Kinross Credit Union is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service.  It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
If you are interested in saving with Perth and Kinross Credit Union, you can complete their online application form.
If you are a Supply / Casual worker with Perth & Kinross Council you may wish to save through a standing order arrangement from your bank account. 

Contact details

Perth and Kinross Credit Union
282 High Street

Tel:  01738 624872

Last modified on 06 September 2022

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