Whatever your age, you're never too young to think about your pension and, the earlier you start your pension, the better off you will be when you retire. It's vital that your pension works for you, adapting and growing for your own situation.
For those of you approaching retirement, you may feel a mixture of emotions that fall somewhere between anticipation and apprehension, and this area will help you by providing information on your retirement options and your pension.
Information is available here for both the Local Government Pension Scheme (LGPS) which is administered by Dundee City Council and the Scottish Teachers' Superannuation Scheme (SPPA), administered by the Scottish Public Pensions Agency.
From 6 April 2028, the earliest age you can access your pension will increase from age 55 to 57 (except for Ill-Health reasons). This change is being made by the UK Government to align with the increase to the state pension age, which is due to increase to age 67.
The Scottish Ministers intend to launch a consultation later this year regarding these changes and therefore the documents listed below will require to be updated once the regulations are amended.
Local Government Pension Scheme (LGPS)
- Local Government Pension Scheme
- Online portal - Tayside Pension Fund (opens new window)
- PKC retirement options for LGPS (PDF, 4 KB)
- Increase to Normal Minimum Pension Age from 6 April 2028 (PDF, 203 KB)
- Framework for Managing Workforce Changes (PDF, 143 KB)
Over 55 years of age and thinking about retiring?
- Information you need to know about retirement (PDF, 109 KB)
- Reduction table (PDF, 77 KB)
- Rule of 85 (PDF, 501 KB)
- Calculate state pension age
Flexible retirement
- Flexible retirement - Key points (PDF, 18 KB)
- Flowchart (PDF, 7 KB)
- Estimate request form (Word doc, 28 KB)
Voluntary Severance Scheme (VSS)
- Voluntary Severance Scheme (PDF, 25 KB)
- Appendix 1 - Summary of terms (PDF, 6 KB)
- Appendix 2 - Voluntary severance payment table (PDF, 84 KB)
- Appendix 3 - Examples of voluntary severance (PDF, 5 KB)
- Appendix 4 - Summary of benefits (PDF, 97 KB)
- Request form for voluntary severance estimate (Word doc, 26 KB)
- Guidance for line managers (PDF, 7 KB)
- Initial assessment guidance (PDF, 17 KB)
- Voluntary Severance Scheme - Frequently Asked Questions (PDF, 37 KB)
How can you increase your pension?
- Shared Cost and Additional Voluntary Contributions
- Additional Pension Contribution Form (PDF, 115 KB)
Information from your pension provider
- Tayside Pension Fund
- FAQs - Freedom and Choice
- Changes to the LGPS (PDF, 251 KB)
- LGPS Scheme
- Contacting Tayside Pension
- Tayside Pension Fund - Retirement FAQs (PDF, 44 KB)
Your pension scheme
- Contribution rates - What do you pay? (PDF, 14 KB)
- Joining form
- 50/50 Joining form
- Right of Appeal (PDF, 196 KB)
Death in service
- Death in service procedures - Single Status / Craft / Chief Officers (PDF, 29 KB)
- Survivor benefits | Tayside Pension Fund
Councillors Pensions
- Pensions for councillors | Tayside Pension Fund
- A Guide to the LGPS for Eligible Councillors | Tayside Pension Fund
Scottish Public Pensions Agency (SPPA)
Pension information
- Mypension online
- Possible Pension Benefits Restrictions
- Application for Retirement Benefits
- STPS Changes to Membership Eligibility Criteria from 1 August 2025 (PDF, 191 KB)
- Increase to Normal Minimum Pension Age from 6 April 2028 (PDF, 179 KB)
- Scottish Teachers' Pension Scheme 2015
- Information about 2015 remedy
How can you increase your pension?
Your pension scheme
Death in service
General information
- SPPA - Actuarially reduced pensions flowchart (PDF, 9 KB)
- SPPA - Premature retirement flowchart (PDF, 6 KB)