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Shared Equity Scheme

Perth & Kinross Council has a shared equity home ownership scheme to help people get on the housing ladder, or to buy a house that better suits you and your family's needs.

The New Supply Shared Equity Scheme (NSSE) aims to help people on low to moderate incomes buy a new build home which is affordable.

Shared equity means that applicants fund the majority share of the purchase of their property and own the property outright, with the Scottish Government holding the remaining share of the property under a shared equity agreement.

For example if you pay for 70% of your home, the Scottish Government will pay for and hold 30% of the share. You also have the opportunity to increase your share up to 100% in the future.

Do you qualify?

The scheme is available to first-time buyers. However, priority is given to:

  • Social renters (people who rent from the council or a housing association)
  • Disabled people
  • Members of the armed forces
  • Veterans who have left the armed forces within the past two years
  • Widows, widowers and other partners of service personnel for up to two years after their partner lost their life while serving
  • People who have previously owned a home and have experienced a significant change in circumstances for example, a marital breakdown

If you would like more information on how the Shared Equity scheme works please email

Shared Equity Housing Developments


icon Thirteen new-build houses [1Mb] were made available to buy from July 2018 at a development in Blackthorn Place, Moyness Park, Blairgowrie.

Constructed by Stewart Milne Homes, the houses were for sale through Perth & Kinross Council. The equity share available was from 60% to a maximum 80% of the market value of the property.

All of these homes have now been reserved by customers.

Local Housing Association Shared Equity Schemes

The Council's Housing Association partners also offer shared equity home ownership schemes: